Contact Us
888.343.8147
Branches
Alanson
The Alanson Team
Alpena
The Alpena Team
Aurora
The Aurora Team
Birmingham
The Birmingham Team
Cheboygan
The Cheboygan Team
Eagle River
The Eagle River Team
Escanaba
The Escanaba Team
Florence
The Florence Team
Gaylord
The Gaylord Team
Ishpeming
The Ishpeming Team
Kaleva
The Kaleva Team
Lewiston
The Lewiston Team
Manistique
The Manistique Team
Marquette
The Marquette Team
Merrill
The Merrill Team
Mio
The Mio Team
Negaunee
The Negaunee Team
Newberry
The Newberry Team
Niagara
The Niagara Team
Sault Ste. Marie
The Sault Ste. Marie Team
Stephenson
The Stephenson Team
St. Germain
The St. Germain Team
Three Lakes
The Three Lakes Team
Traverse City
The Traverse City Team
Search for:
Business
Business Banking Overview
Commercial Lending Team
Business Loans
Asset Based Lending
SBA & USDA Business Loans
Business Checking
Business Savings
Treasury Management
Health Savings Accounts
Business Banking Services
eCorp Online Banking
Additional Business Services
Quickbooks
Move to mBank
Asset Based Lending
Asset Based Lending Overview
Business Credit Team
Services
News
Customer Resources
Frequently Asked Questions
Fact Sheet
Brochure
Personal
Personal Banking Overview
Personal Loans
Personal Checking Accounts
Personal Savings Accounts
Mortgage
Health Savings Accounts
Advantages of HSA
High Deductible Health Plans
HSA Contributions
Additional HSA Info
Using your HSA
Personal Banking Services
Personal Online Banking
eStatements
Mobile Banking
Additional Personal Services
Quicken
Move to mBank
Calculators
Mobile Banking
Mobile Banking Overview
Mobile Deposit
CardValet
Mobile Wallet
Popmoney
Internet Banking User Agreement
Online Banking Login Reset
Mortgage
Mortgage Center
Mortgage Lending Team
About mBank
About mBank
History
Mission & Vision
Fact Sheet
Executive Management
Board of Directors
News
Community Foundation
In Your Community
In the Media
TV Commercials
News Coverage
Annual Reports
Observed Federal Holidays
Careers
Contact Us / Locations
Mortgage Lending Team
Commercial Lending Team
Community Foundation
MFNC Investor Relations
Fact Sheet
Asset Based Lending Overview
Business Credit Team
Services
News
Customer Resources
Frequently Asked Questions
Fact Sheet
Brochure
Asset Based Lending
Customer Resources
Fact Sheet
mBank Business Credit provides working capital lines of credit supported by accounts receivable and inventory to clients that cannot obtain traditional bank financing due to lack of history, net losses, rapid growth, impaired balance sheet or start up.
mBank Business Credit ABL is a division of
mBank
, a subsidiary of Mackinac Financial Corporation, a Michigan based bank holding company. Stock symbol “MFNC”.
Loan amounts range from $500,000 to $7,500,000.
Our market territory is national in scope. Headquarters are located in Metro Detroit, Michigan.
We lend on the “Character” of ownership and the “Collateral” of the client.
We can ignore past losses and poor history as we look at where the client is heading in the future as opposed to where they have been in the past.
We have an experienced staff that can offer a quick assessment to a client or referral source if we can help. Average experience level for our sales and underwriting team is 25+ years.
Our typical contract is for one year. We consider ourselves a transition lender that helps clients move back to traditional banking after they have completed their turnaround.
We do our heavy lifting up front. Our proposals are issued by the MBC President and we expect to close on those terms pending a successful field audit. We do not try to figure it out after the proposal letter is signed.
mBank Online Banking
eCorp
Personal
Login
First time login?
Forgot Username/Password